Research Papers On Banking

British vs Internet Banking: A 50 page paper discussing the online component of providing banking services. The intent at the outset is to compare traditional British banks with fully online banks, assessing for profitability, brand loyalty and other characteristics. Online banks are part of larger, traditional financial institutions; the paper focuses on marketing and consumer loyalty, and how the addition of Internet service affects those aspects of operation. It also discusses aggregation, the practice of placing enabling consumers to access all account information - even from different financial institutions - from a single site. The paper includes 21 charts and tables including Internet use in the UK and interest rate information from the Bank of England. Bibliography lists 20 sources.

A 9 page paper examining the investment banking industry - what it does, who is involved and the extent of its reach. The paper discusses the state of investment banking's current activities as well as trends for the future, including the continuance of the trend toward consolidation of the industry. Employment in the industry represents high salaries and bonuses, but also long hours. One author consulted reports that investment banking appears to be about money, but that for some it is less about money and more about "gambling in a pinstripe suit." The outlook appears secure for decades, as baby boomers in their peak earning years and have an eye toward building the greatest wealth possible before and into retirement. Bibliography lists 5 sources.

This 10 page paper discusses the banking industry's Regulation Q and SEC rule S7-13-00, which attempts to ensure auditor independence by prohibiting auditing firms to have other business relationships with their audit clients. Both are seen as being unnecessary in today's business environment and serving no purpose aside from limiting the ability of affected firms to compete. Bibliography lists 11 sources.

This 20 page paper looks at the failure in the Turkish economy, and how it may be equated with the failure to regulate the banking system. The paper looks at the background of the economy, and how the problems occurred. The paper then looks at the way in which the banking system can be seen as a key point in these failures and the role it should play, before looking to the future and considering the changes are needed in order to prevent this cycle reoccurring again. The bibliography cites 11 sources.

A 11 page paper providing an overview of the commercial banking industry. The paper contains a history section, as well as a description of the evolution of banking and legislative regulation beginning in 1850. The face of banking is changing more than at any other time as banks seek to use the Internet to their best advantage. At the same time, they are seeking other originators of revenue and to date have begun to sell life insurance in significant amounts. Bibliography lists 16 sources.

A 5 page paper which discusses the effects of online banking on society and the consumer in the UK. In a proposed study we examine utilizing the interview to access how online banking effects the consumer, and thus the society as a whole. A literature review of material concerning online banking in the UK is also provided. Bibliography lists 5 sources.

16 pages in length. Includes outline. An in-depth study of the effects of computer technology on the banking industry with such topics as the paperless society due to electronic funds transfer, competition generated by computer technology, advantages and disadvantages faced in the banking industry because of the new world of computerization. Bibliography lists 20 sources.

This 18 page report discusses the financial system of the United States and how financial institutions, the overall monetary system, economics, the marketplace, consumers, government, and non-bank banks all relate to one another. Issues considered include: the relationship between saving, spending, and investing on economic growth; the role of the financial system and the economy; the goals of financial institutions and regulation; disintermediation; and, the role of the Federal Reserve Bank System and its relation to the money supply. Bibliography lists 12 sources.

A 6 page paper discussing the high-end services available to this bank's wealthiest clients and the manner in which the bank markets those services. Some of the benefits available to wealthy clients are open to all account holders in other countries, such as a no-charge debit card linked to a cash account. Other services include asset management and broker services. The bank's valuable services truly are valuable, but it likely will need to adjust its marketing to the wealthy in order to continue to have success in attracting those customers. Bibliography lists 10 sources.

A five page paper which looks at the banking concept of education as documented by Freire, the ways in which this concept can be said to be flawed, and the ways that the educational system could be restructured to be more relevant and productive to the student. Bibliography lists 4 sources.